Usual USD (USD0) is the first Liquid Deposit Token (LDT) launched by the Usual Protocol. USD0 is backed 1:1 by ultra-short-term Real-World Assets (RWA), primarily consisting of high-security assets like U.S. Treasury Bills.

USD0 serves not only as the core stability asset of the Usual Protocol but also marks the world’s first RWA-backed stablecoin, aggregating various U.S. Treasury Bill tokens to provide a secure, bankruptcy-remote solution unlinked to traditional bank deposits.

As the cornerstone stability asset within the Usual Protocol, USD0 offers constant redeemability and is designed similarly to central bank money (M0), forming a non-fractional deposit system. It aims to provide users with a safer, more transparent means of value storage and transfer compared to USDT and USDC. With real-time transparent reserve management and a non-fractional reserve mechanism, USD0 ensures users can trust in its value and stability, fostering a more secure and reliable DeFi environment.