🌍 Huma Finance (HUMA) is revolutionizing the financial industry with PayFi on Solana.
Huma Finance is a leading project in the "PayFi" or Payment Financing category, accelerating global money movement with a new concept that combines DeFi and Real World Finance.
🔥 Interesting Highlights
✅ $4.5 billion in transaction volume processed with zero defaults.
✅ Generating annual revenue of $9 million.
✅ Over 54,000 depositors and $103 million in total liquidity.
🚀 What is PayFi?
PayFi is a financial infrastructure that helps payment service providers, such as cross-border transfers (Arf) or credit card clearing (Rain), access instant liquidity and settle on a T+0 basis (no waiting until the next day).
🧩 What does Huma offer?
🔸 Huma Institutional: A platform for financial institutions to create and issue PayFi assets.
🔸 Huma 2.0: Provides public access to institutional-grade yield opportunities in a permissionless yet compliant manner.
🔸 PST (PayFi Strategy Token): A token that transforms traditional financial assets into DeFi and can be used on Solana.
🔁 Global Partners
Huma partners with major players in the industry, including the Solana Foundation, Circle (USDC), Stellar Foundation, Jupiter, and the Global Dollar Network.
🪙 What can the $HUMA token be used for?
🔐 Governance: Stake tokens to have the right to vote on the direction of the protocol.
💰 Rewards: Receive rewards for LPs, token holders, and community contributors.
🌐 Ecosystem Utility: Use new Huma features such as real-time redemption.
📅 2025 Roadmap
Q2 2025
- Airdrop distribution
- TGE launch and staking system
Q3 2025
- Pilot credit system for acquirers
- Launch of Priority Redemption system
- Expand PST usage with DEX on Solana
Q4 2025
- Full launch of credit system for acquirers
- Launch of transparent Dashboard
- Partnerships with TradFi partners
- Target of exceeding $10B volume
💡 What makes Huma unique?
1️⃣ Real and functional: It's already in use, with real volume and revenue from use cases in the real world.
2️⃣ Connects TradFi and DeFi: Creates a flywheel between the traditional financial world and the crypto world.
3️⃣ Institutional-grade yield opportunities: Gives general users access to yield previously limited to institutions.
If you are looking for a project that connects the traditional financial world with DeFi using a real-world model, not just hype, Huma Finance (HUMA) is another project to watch.