Think of the world and how long technology takes to deploy. in ten years, xrp will be widely used across the world in everything from computers (think of your car as a computer on wheels), drones for ups/dhl/distribution systems as well as supply chains. crypto is here to stay with several use cases like health records, digital id’s, verifying degrees/education credentials. in 10-30 years we’ll have transparent ledger systems for voting by region/country. soon it will be commonplace and every human can have their own ledger.

PRESS RELEASE. Chicago, Illinois, July 24, 2025 – Calamos Investments, managing over $40 billion in assets, challenges conventional wisdom about Bitcoin portfolio allocation with innovative new research that could reshape how institutions and traditional investors approach investing in Bitcoin. The firm’s groundbreaking whitepaper, “Protected Bitcoin: Improving Portfolios Utilizing a Stable Risk Framework,” reveals that traditional 1% – 2% Bitcoin allocations are antiquated. The new research shows investors can now allocate as much as 10% of a traditional portfolio to Bitcoin while not adding risk to a portfolio. The 1% Rule is Outdated For years, traditional financial advisors have been reluctant to recommend Bitcoin allocations to clients, and in cases wherethey have, have suggested tiny 1% – 2% positions in the asset. This has stemmed from Bitcoin’s high volatility which runs counter to the stable and predictable returns institutional and traditional investors seek out. Calamos’ latest research proves that this thinking and approach is outdated given the existence of Protected Bitcoin strategies. “Bitcoin has matured into a globally recognized store of value, now exceeding $2 trillion in market capitalization,” said John Koudounis, President and CEO of Calamos. “Our research provides a practical framework for implementing strategic Bitcoin exposure that can benefit any portfolio, regardless of risk appetite.” The game-changing findings show that traditional 60/40 portfolios can safely allocate 3% – 10% to a Protected Bitcoinexposure by replacing existing assets of equities, fixed income, or gold, and actually reduce overall portfolio risk while boosting returns. Three Levels of Bitcoin Protection Calamos introduced three distinct Protected Bitcoin Strategies offering upside Bitcoin exposure via call options, with downside protection provided by zero coupon US Treasuries: 100% Protection: Full downside protection, 10% – 12% upside over one year 90% Protection: Limited downside exposure, 20% – 30% upside over one year 80% Protection: Moderate protection, 40% – 50% upside over one year Each strategy has been designed to meet different risk profiles and investment objectives, allowing investors to tailor their Bitcoin exposure based on their needs. Through rigorous back-testing, these strategies have demonstrated that equity, fixedincome, and gold positions can be replaced in a portfolio with meaningful Bitcoin allocations without the volatility that has traditionally scared off institutional investors. The Protected Bitcoin Strategies can be delivered through ETF structures, making institutional-grade Bitcoin exposureaccessible to a broader range of investors. This follows the massive success of Bitcoin ETFs that have already pulled billions into the crypto ecosystem. Why This Matters for Bitcoin This research represents a seismic shift in how traditional finance views Bitcoin and another major validation of Bitcoin’s roleas a legitimate asset class. Instead of treating it as a speculative side bet, Calamos proves Bitcoin can be a core portfolio component that improves risk-adjusted returns and provides financial advisors with a clear approach for implementing Bitcoin into portfolios. The methodology preserves Bitcoin’s historically low correlation with traditional assets, maintaining the diversification benefits that make Bitcoin valuable to institutional portfolios in the first place. Bottom Line Calamos’ research provides the institutional framework that gives traditional investors an on-ramp to the asset, expanding the Bitcoin ecosystem and potentially unlocking billions more in Bitcoin demand from conservative investors who were previously sitting on the sidelines. The full whitepaper is available at: calamos.com/capabilities/protected-bitcoin-etfs About Calamos Calamos is a diversified global investment firm, headquartered in the Chicago metropolitan area, offering innovative investment strategies, including Bitcoin, alternatives, multi-asset, convertible, fixed income, private credit, equity, and sustainable equity. With more than $40 billion in AUM, including more than $18 billion in liquid alternatives assets as of June 30, 2025, the firm offers strategies through ETFs, mutual funds, closed-end funds, interval funds, UCITS funds and separately managed portfolios. Clients include financial advisors, wealth managementplatforms, pension funds, foundations & endowments, and individuals, globally. For more information, visit us on LinkedIn, Twitter (@Calamos), Instagram (@calamos_investments), or at www.calamos.com. The performance shown in the whitepaper is hypothetical in nature and does not represent the performance and/or investment risk characteristics of any specific client. While the performance listed for each respective strategy is based on actual performance, the aggregate portfolio performance, allocations listed and account comparisons shown are hypothetical in nature, as no actual clients are invested in these strategies.

.com bubble and other parallelscould also argue that ai won't change the world but that demand for smarter people in tech is always good!

"next year i’m buying the greek island of ikaria, still took some time to save money for it but with all the usdc that should be possible too with the current price level :) anyway joking aside. the fact is - not only for me as a german citizen - you have usdc if really need usd in minutes. and without any kyc aml bs and limitations (as long as you use non custodial exchange).

The recent price fluctuations of ethereum can be attributed to a complex interplay of market forces and investor sentiment. here's an analysis of the key factors influencing eth's performance: 1. **market sentiment:** the cryptocurrency market, including ethereum, has been experiencing heightened volatility due to various external factors such as global economic uncertainties, regulatory developments, and macroeconomic trends. this results in increased trading activity and speculation among investors. 2. **etf inflows:** the influx of institutional investments through etfs (exchange-traded funds) has played a significant role in driving up ethereum's price. institutions are increasingly viewing eth as a valuable asset for diversification within their portfolios. 3. **network activity:** the level of activity on the ethereum network, including transaction volume and gas fees, reflects the demand for decentralized applications (dapps) and nfts built on the platform. increased adoption by developers can drive up confidence in eth. 4. **technological developments:** upgrades to the ethereum network aiming at improving scalability and lowering transaction costs (e.g., shard chains in ethereum 2.0) have positive effects on investor perception by enhancing use cases for smart contracts.

Just imagine this happening in a world where everything constantly changes< br>absurd right? we just saw 5 million dropped on altcoin trading these past two days not out of emotional impulsiveness but entirely rational choice. we're talking about an ai prophet here folks.

Solana core developers have published a new improvement document, SIMD-0286, that would increase the network’s per-block compute limit from 60 million to 100 million compute units, a 66% boost aimed at delivering more throughput for decentralized finance users and builders, according to the Solana Foundation’s GitHub proposal. Block limits define the amount of computational work that validators can process within each 400-millisecond block. Bigger ceilings allow high-intensity programs, such as order-book DEXs and MEV auctioneers, to run without encountering “compute budget exceeded” errors, although they also require validators to handle heavier loads. The network last raised block limits on July 23 through the activation of SIMD 0256, which raised capacity to 60 million CUs, helping Solana process roughly 1,700 transactions per second in daytime traffic. But developer demand for more headroom has grown as restaking protocols, NFT mints, and DePIN projects crowd block space. The change, currently being discussed and tested, would take effect in an upcoming software release and activate automatically at a future epoch once validators upgrade and agree to the higher ceiling.

Most of us average a few thousand xrp. if you have >=7,500 xrp ur riding high!!! sell some like that dude sitting on an island with lambo. i just want to buy real estate without a mortgage and then live free! that is why i'm here. :)

Just a student in Africa learning crypto Doge is hope 🐶🚀 KoltRifleAce 07-24 17:00 DOGE Bar 2920 Translate to Translation by ChatGPT Friends, i’m a student from malawi 🇲🇼 where things can be really hard sometimes. but i’ve found hope learning about crypto — especially dogecoin. even though i don’t own much yet, just reading and dreaming of what it could do for me in the future gives me motivation. i’m trying to learn and grow in this space and wanted to say thanks to the doge community for all the energy and positivity. doge to the moon! 🚀 prince from africa 🙏

The guys that gets to call doge at 0.40$, making it the hottest topic in crypto spaceprice lifted already all over reddit.these guys said (not verbatim quote): "doge , going to be a $1 coin" first, i want you to understand that boat mansion money, or whatever it is called, it's just a documentation. it's not a private company.

I tell my friends about the massive price increase of xrp and i get hit with all these comments: "buy some now so you can buy yourself something nice later" "hey man apex legends just released their 10th season and it’s free to play! get in on this new meta!" "bro this is a pay-to-play meta, just download battlefield v or fortnite man, those are free. trust me.” “trust you bro event horizon has dipped too low...it’s crashing…” shameful personas…

The crypto market has turned bearish, pushing the market cap down to $3.83 trillion after a 2.91% slip. The majority of the assets have fallen to the red zone, shedding their recent gains, including the largest asset, Bitcoin. After a series of recoveries, the largest altcoin, Ethereum (ETH), has been on the bearish track, losing by over 2.24% in value. The potent ETH bears might block the return of bulls and strengthen their hold on the market. A jump over the $3.7K mark could give a hand for the asset’s fast market correction. The asset opened the day trading at a high of $3,759.44. With the bearish command in the ETH market, the altcoin price has plummeted to a low level of $3,532.86. At the time of writing, the altcoin traded at around the $3,642.78 range, with its market cap settled at $439.72 billion. Meanwhile, ETH’s daily trading volume has dropped by over 9.19%, reaching $38.02 billion. As reported by Coinglass data, the market has experienced a 24-hour liquidation of $166.48 million worth of Ethereum during the interval. Will Ethereum Bulls Take the Lead Again? Ethereum’s Moving Average Convergence Divergence (MACD) line has crossed below the signal line. This crossover implies a bearish momentum. The asset’s price may be losing its upward strength, giving a cautious signal. Additionally, the Chaikin Money Flow (CMF) indicator, which is currently at 0.09, points to moderate buying pressure in the market, with the money flowing into the asset, hinting at accumulation. ETH chart (Source: TradingView) If the altcoin’s bearish grip strengthens, the price might steeply slip toward the range of $3,636. Continued downside price trajectory could trigger ETH to face more correction, and the bears would send the price to the $3,630 zone. Assuming the Ethereum bulls re-enter the market, the nearest resistance at $3,647 might be tested. Upon breaking this level, the bulls could likely support the altcoin price, likely driving it above the $3,653 mark. Moreover, the Bull Bear Power (BBP) reading of -79.01 indicates the strong bearish dominance, with potential weakness in the asset. Also, the selling pressure is present in the market. Ethereum’s daily Relative Strength Index (RSI) value found at 43.35 suggests that the sentiment is in a neutral to mildly bearish zone. But there is no clear reversal or breakout signal. Source TheNewsCrypto

BlackRock's spot Ethereum ETF has rapidly attracted inflows, surpassing $10 billion in assets under management, marking it as the third fastest ETF to reach this milestone. Analysts note this achievement underscores Ethereum's appeal among institutional investors and the strong pull of spot crypto ETFs on traditional finance capital.

With etfs, institutional money, and tighter regulations coming in… is bitcoin losing its original cypherpunk spirit? or is this just the next stage of adoption? would love to hear what ogs and new folks think.

Please.

The recent spike in idex's price is no coincidence; it's linked to binance's announcement of adding a "monitoring tag." this means heightened scrutiny and potential for delisting, which has sparked significant market activity. monitoring tags signal higher volatility. this isn't just a market standard but also presents an opportunity for savvy traders who are aware of the risk involved. the tags alert investors that these tokens may not meet listing standards on binance any longer and therefore faces possible delisting. this has led many traders to closely track their portfolios from stories shared across twitter and reddit—where all the cool kids hang out, right? 😆 and joining this surge into these new territory was about .28 eth today, making it the leading coin mined at workwork.io. with one user mining over $885 worth this month! that's premium coffee money ☕💰 so what’s next? who knows... probably more lint being picked up off reddit when we're looking for more answers! sit tight everyone… 🧘🏻first world problems 🙋🏻‍♂️😅😉🪙💎🙌🏼🙏🏽 much love ~ joe (idexer + miner)

So, you've heard the buzzwords: crypto, NFTs, Web3? It can sound like a futuristic alien language, but honestly, it's just a bunch of really enthusiastic (and sometimes overly-caffeinated) people trying to build a new internet. Imagine a world where you truly own your digital stuff, from your goofy profile picture to your in-game loot, and artists can connect directly with fans without the middlemen. Sure, there are meme coins and digital monkeys changing hands for exorbitant amounts of money, and the volatility can make your head spin faster than a fidget spinner. But beneath the hype and occasional chaos, there's a genuine desire to create a more decentralized and equitable digital landscape, even if the road to get there is paved with questionable NFTs and promises of getting rich quick!

I don’t want to be that guy, but this is crazy. the coinbase “translation” of bitcoin price into dollars for european users said $61k, where it should say $58k. literally the only thing i came onto my phone to do tonight was check mempool space… and then it dawned on me. just thought i’d share some silliness!

So, imagine the internet throwing a massive, slightly chaotic, definitely ambitious block party. That's basically Web3. Instead of landlords (big tech companies) owning the land, everyone kind of owns a little piece of it through these shiny digital tokens called crypto. You can buy digital art that proves you're the real owner, build your own decentralized apps that aren't controlled by any single entity, and even vote on the future of projects you believe in, all with a few clicks and a whole lot of "wen moon?" banter. It's still figuring things out, like that one friend who brings a guitar to every party, but the potential to reshape the internet is undeniably electrifying, and honestly, the memes are just top-tier.

As deflation/defi/btc cycles become more prevalent, wealth is concentrated with fewer and fewer people who own a larger percentage of the total aggregated value/profit. measured at the macro level for a given society, all that money aggregation creates an unnatural high cumulative composite average that eventually triggers a massive downward adjustment in purchasing power to establish a new baseline median. the underlying cause: supply outstrips demand while distribution of goods becomes increasingly maldistributed. that’s my theory but whether it’s fact remains to be determined… 🙉💀🎟️

.@reeffinance has gained +26% in the last 24 hours, time to check out the new ui & see how we can all reap! 😏🙌🏼👏🏽🔋💖